Q&A with Apricot: How to Buy Armenian Government or Corporate Bonds with Apricot?

Looking for an investment opportunity with steady returns and lower risk? Bonds could be a suitable choice. Whether you’re a passive investor seeking consistent income or an active investor looking to diversify your portfolio, bonds are certainly an opportunity to look into.

Not sure how bonds work? Check out our Glossary article on bonds.

In this Q&A, we’ll focus on Armenian government and corporate bonds and how you can easily purchase them using the Apricot Capital app.

What You Need to Know Before You Start

• Availability of funds in your brokerage account | To buy Armenian government bonds, you’ll need Armenian drams (AMD) in your Apricot brokerage account. Armenian corporate bonds may be available in different currencies (AMD,USD, EUR), and you’ll need funds in the corresponding currency. You can fund your Apricot account with your preferred currency and easily exchange it commission-free within the app at good rates. Check out our video tutorial for a step-by-step guide.
• Minimum volume requirement | Unlike stocks, where you can buy a single share, Armenian government bonds typically have a minimum purchase volume of 1,000. Don’t worry, though, this doesn’t necessarily mean a hefty investment. You can see the current pricing of Armenian government bonds here.
• Tax advantages | Bonds often come with attractive tax benefits. In Armenia, income from certain government and international bonds may be tax-free for individuals. 

How to Buy Armenian Bonds with Apricot

You can purchase Armenian bonds directly through our app. Here are two common scenarios:

Scenario 1: You know the specific bond you want.

Perhaps you learned about a particular bond through our newsletter or other sources. Simply search for the bond’s code in the “Orders” section of our app and follow the same steps as you would when buying a stock. Watch our video tutorial for detailed instructions.

If you can’t find the bond you’re looking for, don’t worry! Go to “More” -> “Trader messages” and send a message to our brokerage team. Let them know the bond code and the amount you’d like to invest. They’ll get back to you with information on availability and the total cost, including commission. If you decide to proceed, simply message the team to place the order. As long as you have sufficient AMD in your brokerage account, they’ll execute your order promptly.

Scenario 2: You want to explore your options.

You’re looking to diversify your portfolio and want to see what’s available. In this case, the “What’s on the market?” newsletters that we send out to our clients are a valuable resource. These newsletters highlight upcoming government and corporate bond sales, providing our clients with insights into potential investment opportunities.

Additionally, you can search for “govt” in the “Orders” section of our app to see currently available government bonds. However, remember that not all bonds are listed in the app, so feel free to message our team for more information.

Interested in adding bonds to your portfolio?

Open a brokerage account  for free and download our Apricot app from the App Store or Google Play.

It’s important to remember that investments are subject to market fluctuations and carry inherent risks. Consider your financial goals and risk tolerance before investing.

Apricot Capital is regulated by the Central bank of Armenia.

*The examples in this text are for illustrative purposes only. This does not constitute investment advice or a recommendation to buy or sell any specific investment instrument. The past performance mentioned in this text is not indicative of future results.