Regulations
- 11․ Provision of notarized statements, references and extracts (in effect from 19.01.2026)
(Regardless of having an account at "Apricot Capital" CJSC)
11․1. RA residents AMD 100,000 for each document 11․2. RA non-residents USD 500 for each document or equivalent in other currency 1Tariffs set in foreign currency are charged at the exchange rate announced by the Central Bank against the Armenian dram․ Tariffs include only standard fees of Agents of “APRICOT CAPITAL” CJSC (hereinafter - the Company) (unless otherwise specified in the Tariffs), while non-standard fees charged by the Company’s Agents for transactions (including bank transfers) are subject to compensation by the Client. Commission amounts are rounded to 1 digit after the decimal point in the case of AMD and to 2 digits in the case of foreign currency, however, depending on the characteristics of the Agent through which the Client's instruction or order is executed, the rounding of the commission may be to the detriment of the Client. In the absence of the appropriate currency funds on the Client's Brokerage or Custody account, the Company has the right to charge the commission in another currency, equivalent to the commission or convert the Client's funds expressed in another currency (in the amount of commissions) for the purpose of charging the commission, except for the cases provided by RA legislation. In the above mentioned case, commission fees are charged at the exchange rate offered by commercial banks cooperating with the Company, which is most favorable for the Client. The basis for calculating the market value of securities is the data obtained from authoritative sources (for example, Bloomberg, Yahoo Finance e.t.c.), as well as the information provided by the Agents of the Company through which the custody of these securities is carried out. In the absence of the market value of depository receipts, the market value of the security underlying the depository receipt may also be taken as a basis. Depending on the business profile of the Client or a certain group of Clients, the nature, volume and riskiness of the transactions made by them, as well as within the framework of marketing campaigns carried out by the Company, by the decision of the Executive Director of the Company for the Client or group of Clients may be set Tariffs different from the Tariffs mentioned in this decision, about which the Client is properly notified in advance. Tariffs do not include VAT and are subject to taxation in the cases specified by RA legislation.
- 12. Freezing and Pledge of Securities (in effect from 19.01.2026) Free of charge
- 13. The Termination of Freezing and Pledge of Securities (in effect from 19.01.2026) Free of charge
- 14. Participation in voluntary corporate events (including remote proxy voting) (in effect from 19.01.2026) 0-1,000 USD for each event.
1Tariffs set in foreign currency are charged at the exchange rate announced by the Central Bank against the Armenian dram․ Tariffs include only standard fees of Agents of “APRICOT CAPITAL” CJSC (hereinafter - the Company) (unless otherwise specified in the Tariffs), while non-standard fees charged by the Company’s Agents for transactions (including bank transfers) are subject to compensation by the Client. Commission amounts are rounded to 1 digit after the decimal point in the case of AMD and to 2 digits in the case of foreign currency, however, depending on the characteristics of the Agent through which the Client's instruction or order is executed, the rounding of the commission may be to the detriment of the Client. In the absence of the appropriate currency funds on the Client's Brokerage or Custody account, the Company has the right to charge the commission in another currency, equivalent to the commission or convert the Client's funds expressed in another currency (in the amount of commissions) for the purpose of charging the commission, except for the cases provided by RA legislation. In the above mentioned case, commission fees are charged at the exchange rate offered by commercial banks cooperating with the Company, which is most favorable for the Client. The basis for calculating the market value of securities is the data obtained from authoritative sources (for example, Bloomberg, Yahoo Finance e.t.c.), as well as the information provided by the Agents of the Company through which the custody of these securities is carried out. In the absence of the market value of depository receipts, the market value of the security underlying the depository receipt may also be taken as a basis. Depending on the business profile of the Client or a certain group of Clients, the nature, volume and riskiness of the transactions made by them, as well as within the framework of marketing campaigns carried out by the Company, by the decision of the Executive Director of the Company for the Client or group of Clients may be set Tariffs different from the Tariffs mentioned in this decision, about which the Client is properly notified in advance. Tariffs do not include VAT and are subject to taxation in the cases specified by RA legislation.
- 15. Portfolio Management (in effect from 19.01.2026) As per agreement
- 16. Other Services (in effect from 19.01.2026) As per agreement
- Table 1․ Interest rates for short positions (negative balances) (in effect from 19.01.2026)
Interest rates for short positions (negative balances)
Asset Percentage (Annual interest rate) GBP 8 CAD 6.5 EUR 7.15 NZD 7.5 JPY 4 USD 8 CHF 4 AUD 7.1 SEK 7 RUB 18 AED 8 AMD 9 Stocks and exchange traded funds (ETF’s) approved for margin trading 3 The fee is charged daily
- Table 2. Overnight interest rate on CFDs (in effect from 19.01.2026)
Overnight interest rate on CFDs (Annual interest rate)
Metals
Short
position
Long
position
XAG/USD: Silver / US Dollar -1.6 -13 AU/USD: Gold / US Dollar -1.3 -12.5 XAU/AUD: Gold / Australian dollar -0.2 -6.9 XAU/EUR: Gold / Euro -0.4 -10.5 Currency pairs
Short
position
Long
position
EUR/USD 0.4 -3.9 AUD/USD 0.6 -3.4 GBP/USD 1.3 -2.1 USD/JPY 11 1.9 USD/CHF 8.7 1.1 USD/CAD 2.6 -1 NZD/USD 1.6 -1.9 Other 10 -10 - Table 3. Initial and Minimum Margin rates for CFD transactions (in effect from 19.01.2026)
Metals Long position Short position Initial Margin Minimum Margin Concentration rate Initial Margin Minimum Margin Concentration rate XAG/USD: Silver / USD 7% 7% 10% 7% 7% 10% XAU/USD: Gold / USD 5% 5% 7% 5% 5% 7% XAU/AUD: Gold / AUD 5% 5% 7% 5% 5% 7% XAU/EUR: Gold / EUR 5% 5% 7% 5% 5% 7% Currency pairs Long position Short position Initial Margin Minimum Margin Concentration rate Initial Margin Minimum Margin Concentration rate 2% 2% 5% 2% 2% 5% - Table 4. List of stocks and exchange-traded funds (ETFs) approved for margin trading (in effect from 19.01.2026)
List of stocks and exchange-traded funds (ETFs) requiring 25% Initial and 20% Minimum Margin
Security Long position Short position Initial margin Minimum margin Initial margin Minimum margin AAPL: Apple 50% 40% 50% 40% ADBE: Adobe 50% 40% 50% 40% AMZN: Amazon.com 50% 40% 50% 40% AVGO: Broadcom 50% 40% 50% 40% BRKB: Berkshire Hathaway Class B 50% 40% 50% 40% COST: Costco Wholesale Corporation 50% 40% 50% 40% DIS: Walt Disney Company 50% 40% 50% 40% GOOGL: Alphabet 50% 40% 50% 40% GOOG: Alphabet 50% 40% 50% 40% KO: The Coca-Cola Company 50% 40% 50% 40% META: Meta Platforms 50% 40% 50% 40% MSFT: Microsoft Corporation 50% 40% 50% 40% NFLX: Netflix 50% 40% 50% 40% NVDA: NVIDIA 50% 40% 50% 40% PEP: Pepsico 50% 40% 50% 40% TMF: Direxion Daily 20+ Year Treasury Bull 3X Shares 50% 40% 50% 40% TQQQ: ProShares UltraPro QQQ 50% 40% 50% 40% QQQ: Invesco QQQ Trust Series I 50% 40% 50% 40% SPY: SPDR S&P 500 ETF Trust 50% 40% 50% 40% DIA: SPDR Dow Jones Industrial Average ETF Trust 50% 40% 50% 40% TLT: iShares 20+ Year Treasury Bond ETF 50% 40% 50% 40% VOO: Vanguard S&P 500 ETF 50% 40% 50% 40% BOXX: Alpha Architect 1-3 Month Box ETF 50% 40% 50% 40% TSLA: Tesla 50% 40% 50% 40% UNH: UnitedHealth Group 50% 40% 50% 40% WMT: Walmart 50% 40% 50% 40% LLY: Eli Lilly & Co. 50% 40% 50% 40% JPM: JPMorgan Chase & Co. 50% 40% 50% 40% V: Visa 50% 40% 50% 40% MA: Mastercard 50% 40% 50% 40% XOM: Exxon Mobil Corporation 50% 40% 50% 40% PG: The Procter & Gamble Company 50% 40% 50% 40% JNJ: Johnson & Johnson 50% 40% 50% 40% ABBV: AbbVie 50% 40% 50% 40% HD: Home Depot 50% 40% 50% 40% CRM: Salesforce 50% 40% 50% 40% BAC: Bank of America Corporation 50% 40% 50% 40% CVX: Chevron Corporation 50% 40% 50% 40% ORCL: Oracle Corporation 50% 40% 50% 40% MU: Micron Technology 50% 40% 50% 40% IBM: International Business Machines Corporation 50% 40% 50% 40% CSCO: Cisco Systems 50% 40% 50% 40% MCD: Mcdonald’s Corporation 50% 40% 50% 40% QCOM: Qualcomm 50% 40% 50% 40% GS: Goldman Sachs Group Inc. 50% 40% 50% 40% NOW: Servicenow, Inc. 50% 40% 50% 40% PLTR: Palantir Technologies Inc. 50% 40% 50% 40%
