Regulations

• External Regulations
• Internal Regulations
• Tariffs
• Old Tariffs

• Table 1. The interest rates charged for loans provided by “Apricot Capital” CJSC to the Clients (in effect till 19.01.2026)
   

  Currency	Percentage (Annual interest rate)
  GBP	8
  CAD	6․5
  EUR	8
  NZD	7․5
  JPY	4
  USD	8
  CHF	4
  AUD	7.1
  SEK	7
  RUB	22
  AED	8
  AMD	9

  For the currencies mentioned in this Table, the Initial Margin rate for margin transactions is 5%, and the Minimum Margin rate is 4%.   Charged daily
• Table 2. Overnight interest rate on CFDs (in effect from 19.01.2026)

  Overnight interest rate on CFDs (Annual interest rate)

  Metals	Short position	Long position
  XAG/USD: Silver / US Dollar	-1.6	-13
  AU/USD: Gold / US Dollar	-1.3	-12.5
  XAU/AUD: Gold / Australian dollar	-0.2	-6.9
  XAU/EUR: Gold / Euro	-0.4	-10.5

   

  Currency pairs	Short position	Long position
  EUR/USD	0.4	-3.9
  AUD/USD	0.6	-3.4
  GBP/USD	1.3	-2.1
  USD/JPY	11	1.9
  USD/CHF	8.7	1.1
  USD/CAD	2.6	-1
  NZD/USD	1.6	-1.9
  Other	10	-10

• Table 2. Overnight interest rate on CFDs (in effect till 19.01.2026)

  Overnight interest rate on CFDs (Annual interest rate)

  Metals	Short position	Long position
  XAG/USD: Silver / US Dollar	-1.6	-13
  AU/USD: Gold / US Dollar	-1.3	-12.5
  XAU/AUD: Gold / Australian dollar	-0.2	-6.9
  XAU/EUR: Gold / Euro	-0.4	-10.5

   

  Currency pairs	Short position	Long position
  EUR/USD	0.4	-3.9
  AUD/USD	0.6	-3.4
  GBP/USD	1.3	-2.1
  USD/JPY	11	1.9
  USD/CHF	8.7	1.1
  USD/CAD	2.6	-1
  NZD/USD	1.6	-1.9
  Other	10 -	10

• Table 3. Initial and Minimum Margin rates for CFD transactions (in effect from 19.01.2026)

  Metals	Long position			Short position
  	Initial Margin	Minimum Margin	Concentration rate	Initial Margin	Minimum Margin	Concentration rate
  XAG/USD: Silver / USD	7%	7%	10%	7%	7%	10%
  XAU/USD: Gold / USD	5%	5%	7%	5%	5%	7%
  XAU/AUD: Gold / AUD	5%	5%	7%	5%	5%	7%
  XAU/EUR: Gold / EUR	5%	5%	7%	5%	5%	7%

   

  Currency pairs	Long position			Short position
  	Initial Margin	Minimum Margin	Concentration rate	Initial Margin	Minimum Margin	Concentration rate
  	2%	2%	5%	2%	2%	5%

• Table 3. Initial and Minimum Margin rates for CFD transactions (in effect till 19.01.2026)

  Initial and Minimum Margin rates for CFD transactions

  Metals	Long position			Short position
  	Initial Margin	Minimum Margin	Concentration rate	Initial Margin	Minimum Margin	Concentration rate
  XAG/USD: Silver / USD	7%	7%	10%	7%	7%	10%
  XAU/USD: Gold / USD	5%	5%	7%	5%	5%	7%
  XAU/AUD: Gold / AUD	5%	5%	7%	5%	5%	7%
  XAU/EUR: Gold / EUR	5%	5%	7%	5%	5%	7%

   

  Currency pairs	Long position			Short position
  	Initial Margin	Minimum Margin	Concentration rate	Initial Margin	Minimum Margin	Concentration rate
  	2%	2%	5%	2%	2%	5%

• Table 4. List of stocks and exchange-traded funds (ETFs) approved for margin trading (in effect from 19.01.2026)

  List of stocks and exchange-traded funds (ETFs) requiring 25% Initial and 20% Minimum Margin

  Security	Long position		Short position
  	Initial margin	Minimum margin	Initial margin	Minimum margin
  AAPL: Apple	50%	40%	50%	40%
  ADBE: Adobe	50%	40%	50%	40%
  AMZN: Amazon.com	50%	40%	50%	40%
  AVGO: Broadcom	50%	40%	50%	40%
  BRKB: Berkshire Hathaway Class B	50%	40%	50%	40%
  COST: Costco Wholesale Corporation	50%	40%	50%	40%
  DIS: Walt Disney Company	50%	40%	50%	40%
  GOOGL: Alphabet	50%	40%	50%	40%
  GOOG: Alphabet	50%	40%	50%	40%
  KO: The Coca-Cola Company	50%	40%	50%	40%
  META: Meta Platforms	50%	40%	50%	40%
  MSFT: Microsoft Corporation	50%	40%	50%	40%
  NFLX: Netflix	50%	40%	50%	40%
  NVDA: NVIDIA	50%	40%	50%	40%
  PEP: Pepsico	50%	40%	50%	40%
  TMF: Direxion Daily 20+ Year Treasury Bull 3X Shares	50%	40%	50%	40%
  TQQQ: ProShares UltraPro QQQ	50%	40%	50%	40%
  QQQ: Invesco QQQ Trust Series I	50%	40%	50%	40%
  SPY: SPDR S&P 500 ETF Trust	50%	40%	50%	40%
  DIA: SPDR Dow Jones Industrial Average ETF Trust	50%	40%	50%	40%
  TLT: iShares 20+ Year Treasury Bond ETF	50%	40%	50%	40%
  VOO: Vanguard S&P 500 ETF	50%	40%	50%	40%
  BOXX: Alpha Architect 1-3 Month Box ETF	50%	40%	50%	40%
  TSLA: Tesla	50%	40%	50%	40%
  UNH: UnitedHealth Group	50%	40%	50%	40%
  WMT: Walmart	50%	40%	50%	40%
  LLY: Eli Lilly & Co.	50%	40%	50%	40%
  JPM: JPMorgan Chase & Co.	50%	40%	50%	40%
  V: Visa	50%	40%	50%	40%
  MA: Mastercard	50%	40%	50%	40%
  XOM: Exxon Mobil Corporation	50%	40%	50%	40%
  PG: The Procter & Gamble Company	50%	40%	50%	40%
  JNJ: Johnson & Johnson	50%	40%	50%	40%
  ABBV: AbbVie	50%	40%	50%	40%
  HD: Home Depot	50%	40%	50%	40%
  CRM: Salesforce	50%	40%	50%	40%
  BAC: Bank of America Corporation	50%	40%	50%	40%
  CVX: Chevron Corporation	50%	40%	50%	40%
  ORCL: Oracle Corporation	50%	40%	50%	40%
  MU: Micron Technology	50%	40%	50%	40%
  IBM: International Business Machines Corporation	50%	40%	50%	40%
  CSCO: Cisco Systems	50%	40%	50%	40%
  MCD: Mcdonald’s Corporation	50%	40%	50%	40%
  QCOM: Qualcomm	50%	40%	50%	40%
  GS: Goldman Sachs Group Inc.	50%	40%	50%	40%
  NOW: Servicenow, Inc.	50%	40%	50%	40%
  PLTR: Palantir Technologies Inc.	50%	40%	50%	40%

• Table 4. List of stocks and exchange-traded funds (ETFs) requiring 25% Initial and 20% Minimum Margin (in effect till 19.01.2026)

  Security	Long position		Short position
  	Initial margin	Minimum margin	Initial margin	Minimum margin
  AAPL: Apple	25%	20%	25%	20%
  ADBE: Adobe	25%	20%	25%	20%
  AMZN: Amazon.com	25%	20%	25%	20%
  AVGO: Broadcom	25%	20%	25%	20%
  BRKB: Berkshire Hathaway Class B	25%	20%	25%	20%
  COST: Costco Wholesale Corporation	25%	20%	25%	20%
  DIS: Walt Disney Company	25%	20%	25%	20%
  GOOGL: Alphabet	25%	20%	25%	20%
  GOOG: Alphabet	25%	20%	25%	20%
  KO: The Coca-Cola Company	25%	20%	25%	20%
  META: Meta Platforms	25%	20%	25%	20%
  MSFT: Microsoft Corporation	25%	20%	25%	20%
  NFLX: Netflix	25%	20%	25%	20%
  NVDA: NVIDIA	25%	20%	25%	20%
  PEP: Pepsico	25%	20%	25%	20%
  TMF: Direxion Daily 20+ Year Treasury Bull 3X Shares	25%	20%	25%	20%
  TQQQ: ProShares UltraPro QQQ	25%	20%	25%	20%
  TSLA: Tesla	25%	20%	25%	20%
  UNH: UnitedHealth Group	25%	20%	25%	20%
  WMT: Walmart	25%	20%	25%	20%
  LLY: Eli Lilly & Co.	25%	20%	25%	20%
  JPM: JPMorgan Chase & Co.	25%	20%	25%	20%
  V: Visa	25%	20%	25%	20%
  MA: Mastercard	25%	20%	25%	20%
  XOM: Exxon Mobil Corporation	25%	20%	25%	20%
  PG: The Procter & Gamble Company	25%	20%	25%	20%
  JNJ: Johnson & Johnson	25%	20%	25%	20%
  ABBV: AbbVie	25%	20%	25%	20%
  HD: Home Depot	25%	20%	25%	20%
  CRM: Salesforce	25%	20%	25%	20%
  BAC: Bank of America Corporation	25%	20%	25%	20%
  CVX: Chevron Corporation	25%	20%	25%	20%
  ORCL: Oracle Corporation	25%	20%	25%	20%
  PM: Philip Morris International	25%	20%	25%	20%
  IBM: International Business Machines Corporation	25%	20%	25%	20%
  CSCO: Cisco Systems	25%	20%	25%	20%
  MCD: Mcdonald's Corporation	25%	20%	25%	20%
  QCOM: Qualcomm	25%	20%	25%	20%
  GS: Goldman Sachs Group Inc.	25%	20%	25%	20%
  NOW: Servicenow, Inc.	25%	20%	25%	20%
  PLTR: Palantir Technologies Inc.	25%	20%	25%	20%
  NVDY: YieldMax NVDA Option Income Strategy ETF	30%	24%	30%	24%
  AMDY: YieldMax AMD Option Income Strategy ETF	30%	24%	30%	24%
  CONY: YieldMax COIN Option Income Strategy ETF	30%	24%	30%	24%

• Table 5. Tariffs of trades with Futures (in effect from 19.01.2026)
   

  1. ASX: Australian Securities Exchange	5 AUD
  2. CBOE: Chicago Board Options Exchange
  I. VIX: CBOE Market Volatility Index	10 USD
  II. VXM: Mini CBOE Market Volatility Index	5 USD
  3. CBOT: Chicago Board of Trade exchange
  I. XK: Mini Soybean ZW: Wheat ZW-ZC: Chicago SRW Wheat / Corn	10 USD
  II. Other	5 USD
  4. CME: Chicago Mercantile Exchange
  I. ACD: AUD/CAD, ECD: EUR/CAD	5 CAD
  II. AJY: AUD/JPY, CJY: CAD/JPY, ENY: E-mini Nikkei 225 - Yen denominated, M6J: Micro USD/JPY, NIY: Nikkei/Yen, PJY: GBP/JPY, RY: EUR/JPY	5 JPY
  III. ANE: AUD/NZD	5 NZD
  IV. BTC: Bitcoin	60 USD
  V. GE: Eurodollar, GF: Feeder Cattle	10 USD
  VI. ETH: Ether	15 USD
  VII. BTE: Bitcoin Euro Futures, ECK: CZK/EUR, EHF: Hungarian Forint/Euro (HUF/EUR) Cross Rate, EPZ: PLN/EUR, ETE: Ether Euro Futures	5 EUR
  VIII. CNH: USD/CNH	10 CNH
  IX. PSF: GBP/CHF, RF: EUR/CHF	5 CHF
  X. RP: EUR/GBP	5 GBP
  XI. ZAR: USD/ZAR	5 ZAR
  XII. Other	5 USD
  5. COMEX: Commodity Exchange
  I. EHR: North European Hot-Rolled Coil Steel (Argus)	10 EUR
  II. Other	10 USD
  6. EUREX: European Exchange
  I. BARH: Barclays	5 GBP
  II. FSMI: Blue Chip Index of SIX Swiss Exchange, FSMS: Micro Blue Chip Index of SIX Swiss Exchange	5 CHF
  III. Other	5 EUR
  7. HKEX: Hong Kong Exchange	40 HKD
  8. ICE: Intercontinental Exchange Europe
  I. ATW: Rotterdam Coal	15 USD
  II. C: European Emission Allowances	10 EUR
  III. NBP: UK Natural Gas	5 GBP
  IV. SA3: Three Month Saron Index Futures	10 CHF
  V. Other	5 USD
  9. ICE: Intercontinental Exchange United States
  I. RS: Canola	5 CAD
  II. CC: Cocoa, KC: Coffee C, SB: Sugar No. 11	15 USD
  III. Other	5 USD
  10. LIFFE: London International Financial Futures and Options Exchange
  I. C: Cocoa, T: UK Feed Wheat, Z: FTSE 100 Index, XZ: FTSE 100 Dividend Index	5 GBP
  II. I: Three Month Euribor	5 EUR
  III. RC: Robusta Coffee, W: White Sugar	5 USD
  11. NYMEX: New York Mercantile Exchange	10 USD
  12. OE: Osaka Exchange	400 JPY
  13. SGX: Singapore Exchange
  I. JB: SGX 10-Year Mini Japanese, NK: Nikkei 225 Index	10 JPY
  II. UC: USD/CNH	10 CNH
  III. Other	5 USD
  14. TOCOM: Tokyo Commodity Exchange	400 JPY

• Table 5․ Overnight rate for open positions with securities (in effect till 19.01.2026)
• Table 6. Tariffs of trades with Futures (in effect from 17.07.2024)
  Tariffs of trades with Futures

  1. ASX: Australian Securities Exchange	5 AUD
  2. CBOE: Chicago Board Options Exchange
  I. VIX: CBOE Market Volatility Index	10 USD
  II. VXM: Mini CBOE Market Volatility Index	5 USD
  3. CBOT: Chicago Board of Trade exchange
  I. XK: Mini Soybean ZW: Wheat ZW-ZC: Chicago SRW Wheat / Corn	10 USD
  II. Other	5 USD
  4. CME: Chicago Mercantile Exchange
  I. ACD: AUD/CAD, ECD: EUR/CAD	5 CAD
  II. AJY: AUD/JPY, CJY: CAD/JPY, ENY: E-mini Nikkei 225 - Yen denominated, M6J: Micro USD/JPY, NIY: Nikkei/Yen, PJY: GBP/JPY, RY: EUR/JPY	5 JPY
  III. ANE: AUD/NZD	5 NZD
  IV. BTC: Bitcoin	60 USD
  V. GE: Eurodollar, GF: Feeder Cattle	10 USD
  VI. ETH: Ether	15 USD
  VII. BTE: Bitcoin Euro Futures, ECK: CZK/EUR, EHF: Hungarian Forint/Euro (HUF/EUR) Cross Rate, EPZ: PLN/EUR, ETE: Ether Euro Futures	5 EUR
  VIII. CNH: USD/CNH	10 CNH
  IX. PSF: GBP/CHF, RF: EUR/CHF	5 CHF
  X. RP: EUR/GBP	5 GBP
  XI. ZAR: USD/ZAR	5 ZAR
  XII. Other	5 USD
  5. COMEX: Commodity Exchange
  I. EHR: North European Hot-Rolled Coil Steel (Argus)	10 EUR
  II. Other	10 USD
  6. EUREX: European Exchange
  I. BARH: Barclays	5 GBP
  II. FSMI: Blue Chip Index of SIX Swiss Exchange, FSMS: Micro Blue Chip Index of SIX Swiss Exchange	5 CHF
  III. Other	5 EUR
  7. HKEX: Hong Kong Exchange	40 HKD
  8. ICE: Intercontinental Exchange Europe
  I. ATW: Rotterdam Coal	15 USD
  II. C: European Emission Allowances	10 EUR
  III. NBP: UK Natural Gas	5 GBP
  IV. SA3: Three Month Saron Index Futures	10 CHF
  V. Other	5 USD
  9. ICE: Intercontinental Exchange United States
  I. RS: Canola	5 CAD
  II. CC: Cocoa, KC: Coffee C, SB: Sugar No. 11	15 USD
  III. Other	5 USD
  10. LIFFE: London International Financial Futures and Options Exchange
  I. C: Cocoa, T: UK Feed Wheat, Z: FTSE 100 Index, XZ: FTSE 100 Dividend Index	5 GBP
  II. I: Three Month Euribor	5 EUR
  III. RC: Robusta Coffee, W: White Sugar	5 USD
  11. NYMEX: New York Mercantile Exchange	10 USD
  12. OE: Osaka Exchange	400 JPY
  13. SGX: Singapore Exchange
  I. JB: SGX 10-Year Mini Japanese, NK: Nikkei 225 Index	10 JPY
  II. UC: USD/CNH	10 CNH
  III. Other	5 USD
  14. TOCOM: Tokyo Commodity Exchange	400 JPY